Two Easy Ways to Improve Your Finances
1. Cash is king!
- Did you know you’ll spend 12-18% MORE if you use plastic to pay instead of cash?
- Carry cash to pay for budget items that are easy to overspend, such as clothing, eating out or extra spending money. When the cash is gone, you know you are done spending!
2. Track Your Spending
Knowledge is powerful!
Tracking your spending each month will help you identify some spending habits to keep your budget in line.
- Eating out
Tracking doesn’t have to be tedious, simply use a notebook to write down every penny you spend. Knowing (NOT guessing) how much you spend in these categories each month is wise and empowering.
These two simple tips will help you spend less and save more!